National Insurance Academy, Pune|Insurance Technical (Non-Life)
P801 | Programme on GMC Underwriting Skills (Non-Life)
Academic Year 2026-2027
Duration
2Days
Scheduled Dates
14 Jan 2027 - 15 Jan 2027
Background
Group Insurance business is underwritten according to the structure and needs of the insured group. Health insurance premium in India is growing exponentially in recent years owing to the better awareness and increased hospitalisation expenses. Therefore, it is very important to have a detailed knowledge of the factors impacting underwriting of Group Health insurance in India.
A consistent underwriting approach at point of application is one important key to create profitable Group Health insurance business.
This programme aims to examine out all the relevant factors which an underwriter should know while underwriting Group health insurance policies.
Learning Objectives
Overview of Group Health insurance market
Various aspects of Health insurance UW for both compulsory as well as voluntary groups
Underwriting supported by IT Systems.
Rule based underwriting / Centralized underwriting
TPA management and control
Health Claims Data and analysis
Customized /Tailor made policies
Effects of inefficient underwriting - Burning cost?
Brokers & their importance in Underwriting Corporate Group Health insurance.
Key Contents
Group Health Insurance - Indian and Global scenario
Various Government Group schemes and their management.
Data Management - Health claims
TPA and control on Claims
Detecting an objective risk (Ex-Metro and Non metro rating)
Actuarial aspect of Rating - Group Health
Fraud management Team and its importance in Group Health
Balancing Brokers, TPA and Insured - overcoming challenges
Who Should Attend
Officials working in Corporate Offices. Officials from Head office, large Regional Offices handling marketing & Health Department. Relationship managers in corporate offices
